Agentic AI · Procure-to-Pay

From intake to payment,
one agentic flow

PICO runs procurement, FICO runs AP automation, and the validated trail passes between them with no rekeying. One platform from the first request to the final payment.

IntakeRequestBuyPOReceivePICO → FICOInvoiceMatchPostPay
The P2P Gap

Capture anywhere. Qualify at the door. Buy, pay, collaborate.

Most teams run procurement and AP in separate tools. ProcIQ closes the gap between them.

Without ProcIQ

A gap between buying and paying

Requests scattered across email, chat, and spreadsheets
PO, receipt, and invoice live in different systems
Three-way matching done by hand, line by line
Exceptions surface late — at payment, not capture
No shared trail between procurement and finance
With ProcIQ

One agentic loop, end to end

One intake, one prioritized queue for every request
PO, receipt, and invoice on a single governed record
Three-way match runs touchless, only mismatches routed
Exceptions caught before posting, with reason codes
Cited, reversible audit trail from intake to payment
The P2P Journey

Two AI Agents, one continuous trail

Follow a single request from the moment it is raised to the moment it is paid — every stage validated, cited, and handed off automatically.

PICO · ProcurementBuy-side — intake to receiving
01

Intake

Capture requests from Slack, Teams, email, or the portal — turned into clean, routable purchase requests.

Multi-channelRequest capture
02

AI-Assisted PR

PICO completes, deduplicates, and validates each requisition as it forms — with confidence scores and citations.

CompletionDe-duplicationInsights
03

Guided Buying & Sourcing

Route each request to one supplier or a competitive RFQ — and discover, qualify, and award new suppliers when needed.

Guided buyingRFQSourcing
04

Purchase Order

Approved requests convert straight to validated POs, with budget checks and contract terms applied — no rekeying.

PR to POBudget checkContract terms
05

Receiving · GRN / SES

Confirm goods receipt or service completion before anything moves toward payment.

GRNSES
PICOFICO
One continuous record, no rekeying

PICO hands the validated PO and goods receipt to FICO. The invoice arrives already matched to its source — procurement and finance share one governed trail end to end.

FICO · AP AutomationPay-side — invoice to ERP
06

Invoice Capture

Ingest invoices from email, PDF, EDI, and the Peppol network into one normalized queue.

Email & PDFEDIPeppol
07

Validation Engine

OCR and XML capture, field extraction, tax and duplicate checks — every field validated with a confidence score.

OCR / XMLTax checksDuplicate guard
08

3-Way Matching

Match invoice to PO and goods receipt, apply your tolerances, and route only true mismatches for review.

PO matchReceipt matchTolerances
09

Autonomous Posting

Auto GL-code and post clean invoices touchlessly within approval thresholds, with a full posting audit.

Auto GLTouchlessThresholds
10

ERP Sync & Pay

Push validated postings to SAP, Oracle, NetSuite, or Tally; reconcile two-way and schedule payment.

Multi-ERPReconcilePay
Two Engines

PICO buys. FICO pays.

One platform, two specialist co-pilots — each owning its side of the flow and sharing one record.

PICO
Procurement

The buy-side co-pilot. Captures, validates, and routes every request from intake to a clean purchase order — with budgets and contract terms applied automatically.

IntakeAI-assisted PRGuided buyingSourcingPurchase ordersBudgetsContractsSuppliers
Owns intake → PO → receipt
FICO
AP Automation

The pay-side co-pilot. Captures, validates, matches, and posts every invoice touchless — then syncs to your ERP and schedules payment, with humans only on real exceptions.

Invoice captureValidation3-way matchingAutonomous postingERP syncExceptionsPayment
Owns invoice → match → pay
Why It Works

One loop, every advantage

What you get when intake and payment run on the same agentic spine.

One agentic loop, intake to payment

PICO and FICO run a single request end to end — no exports, no rekeying between buying and paying.

IntakePOReceiveInvoiceMatchPay
87%

Invoices touchless

Clean documents post themselves.

0

Rekeying at handoff

PICO passes FICO a matched record.

Days

To onboard, not months

PICO learns your suppliers and spend as it goes.

100%

Actions cited

Every step logged and reversible.

Synced with 8 ERPs

SAP, Oracle, Dynamics, NetSuite, Odoo, Tally, Zoho, QuickBooks.

Humans on judgment, not data entry

Out of 100 documents, only a handful ever need a person.

Why P2P on ProcIQ

One flow, measured end to end

No seams between buying and paying — and no work lost in the handoff.

1platform, intake to payment
0rekeying at the PICO → FICO handoff
87%of invoices cleared touchless
100%actions cited and reversible
Built for the whole org

One flow, every role

From the person raising a request to the CFO watching cash — everyone works from the same trail.

RequestorRaise a need in seconds, track it to delivery.
BuyerSource, compare, and award inside guardrails.
AP ClerkInvoices captured, matched, and posted touchless.
ControllerSpend and exceptions visible in real time.
CFOOne trail from commitment to cash.
FAQ

Questions, answered

How the buy side and pay side connect — and where you stay in control.

The whole loop on one platform — intake, purchase requests, guided buying, sourcing, POs, and receiving on the buy side, then invoice capture, validation, matching, posting, and payment on the pay side. Two AI co-pilots, one governed record.

PICO is the procurement co-pilot; FICO is the AP automation co-pilot. PICO produces a validated PO and goods receipt; FICO consumes them to match, post, and pay. The handoff is automatic — no exports, no rekeying.

At receiving. Once goods or services are confirmed (GRN / SES), the request is payment-ready. When the invoice arrives, FICO already has the PO and receipt to three-way match against — so most invoices clear touchless.

Yes. You set the level of autonomy on each side and raise the dial as confidence grows. Every action — buy-side and pay-side — is logged, cited, and reversible, and humans handle only genuine exceptions.

ProcIQ produces validated, ERP-ready output and syncs with SAP, Oracle, Microsoft Dynamics, NetSuite, Odoo, Tally, Zoho, and QuickBooks — so procurement and finance run from one clean record.

Yes. Start with procurement or AP automation alone, then connect the other — the handoff activates the moment both are live, with no migration of the work already in flight.

Ready When You Are

Close the loop, intake to payment

See PICO and FICO run a single request end to end — captured, bought, received, matched, posted, and paid, with your team in control the whole way.